No one likes to pay more than absolutely necessary for insurance. It’s one of those necessary evils, until that is you have a claim. Then it’s heaven sent. So how do you save on your insurance premiums. We have had many a client try to negotiate with us, unfortunately insurance rates are filed with the […]
Do you need to update your insurance policy? Ahh summer time. A time of fun, sun, and DIY projects around the house. The extra light in the evenings lends itself to getting stuff done. So, I have a question: What did you do this summer? Maybe you’re not a DIY sort of person. Maybe you […]
We all want to save money on things like insurance. It is rarely used, so we feel like we can and should cut corners on coverage options that we don’t think are necessary or that we don’t understand. Heck if I am honest I considered doing that this very week myself, BUT I didn’t, and […]
5 Coverage options to ensure you have on your policy! Homeowners insurance is all the same, right? So, I should always buy on price, right? Wrong. It’s true that most stick-built homeowner’s insurance policies have a similar base. It’s called an HO3 policy form. It covers your house and other structures for everything, unless its […]
The insurance industry is weird or is it? Like any industry there are those that want to sell direct through exclusive distributors, those that wholesale through non-exclusive distributors, and those that sell direct online to the consumer. As an independent agent we work with companies that wholesale non-exclusively. Here we try to introduce you […]
Yes is Matters For some, this article will not make any sense whatsoever. Everything you own is cheap, and nothing you own is worth anything. Put me in that camp. Maybe it was my upbringing, or maybe its because I live in a rural town with Walmart and Home Depot. In short, a dollar in […]
Some coverage is hard to explain, it’s much easier to just say see! That is exactly the case with debris removal. Debris removal isn’t difficult to explain, it’s just the cost to remove the pile of trash your insurance claim just left. If there is a fire, it’s going to be the ashes and rubble, […]
Insurance companies can rightly be described as technological dinosaurs. I mean for years one company has been extolling the virtues of getting a quote in 15 minutes. On a side note did you know you can get a quote from multiple companies on GilaInsurance.com in just a few minutes as well? Again, dinosaurs. I mean […]