Entries by Tosten

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RV Insurance Loss Settlement Options

When it comes to your RV, auto insurance isn’t good enough. You need specialty RV insurance coverage, and one of the most important things you get with a specialty policy is unique RV Loss Settlement Options. Below is a brief explanation of each of the options. Actual Cash Value – This is the auto insurance option […]

Specialty RV Insurance Coverage

RV insurance specialty coverage is important, because le’s face it, an RV is a hybrid. It rolls down the highway, only to be parked and be a temporary home. From an insurance stand point this means we need to cover you not only while its being driven or in tow, but also when its parked. […]

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Ways to Save With Your Deductible

I recently went to go see “The Greatest Showman,” as one who is often found singing or whistling show tunes, I loved it. But the sound track is probably better than the Movie. A great mix of music with strong beats and base lines and violins coupled with distorted guitar, and great melodies. Followed by […]

Umbrella Liability Insurance for Landlords

Do you have enough liability insurance? Probably not. But how much is enough? Unfortunately that question varies. First, what does liability insurance do? Liability insurance does two things: (1.) it pays for losses for which you become legally liable for as a result of a lawsuit and (2.) it pays to defend you in the […]

Budget Friendly Insurance

Budget friendly insurance, that’s all we really want! No one wants to pay more than they have to for insurance, but the cheapest insurance isn’t always the best either. It’s a balance of getting the proper coverage at a price that fits into your family’s budget.  Here are three ways to ensure you have found […]

The Different Types of Liability Covered Offered with RV Insurance

There are several different types of liability insurance coverage found on recreational vehicle insurance policies. Not only does the type of RV have an effect, but also how the recreational vehicle is used can make a difference in which liability coverage is offered. For Motor home insurance policies, Bodily Injury Liability and Property Damage Liability […]

Why Travel Trailers Aren’t Required to Have Liability Insurance

Travel Trailers, Fifth Wheelers and Motorhomes are all classified as Recreational Vehicles, but there are differences in how the units are used, which also affects the coverage offered by RV insurance carriers. When considering RV insurance, there are some key differences between a motorhome and a travel trailer or fifth wheel trailer. The main consideration […]

The Liability of Not Responding to Tenants Quickly

STORIES FROM AN INSURANCE LAWYER PART 3 Have you ever had a tenant ask you to fix something one, twice? What about three times. Consider this story. Landlord, purchases rental property with older windows. Single pane, not super-efficient, but who want to replace the windows in your rental right away, right? Anyway, tenant complains to […]